Apple Pay

How to use Apple Pay Cash

字号+ 作者:果小编 来源:原创 2017-12-30 00:02 我要评论()

AP Apple's iPhone now has a built-in way to send cash via a text message. On Monday, the company launched Apple Pay Cash. The feature allows users in the......

APApple's iPhone now has a built-in way to send cash via a text message.

On Monday, the company launched Apple Pay Cash. The feature allows users in the US with an up-to-date iPhone to send money to other iPhone users through the Messages app.

A direct competitor to other digital payment apps like Venmo and Square Cash, Apple Pay Cash was announced in June at Apple's annual developers' conference.

It was supposed to launch with iOS 11, the latest version of the operating system underlying the iPhone that Apple released in September. But the company delayed its launch until the release of iOS 11.2, which became available over the weekend.

Unlike its competitors, Apple Pay Cash doesn't work on Android devices. However, you can send payments using the service via an iPhone, iPad, or an Apple Watch.

Apple said in a tweet that it would roll out Apple Pay Cash to iPhone users over this week. We could use it on Monday, but it's not available to everyone yet.

Here's how it works.

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You access Apple Pay Cash through the app drawer in the Messages app.

Kif Leswing/Business Insider

First, tap the App Store icon next to the box where you type messages. Then, tap the black Apple Pay icon in the dock.

You might have to set it up first.

Kif Leswing/Business Insider

You can set up Apple Pay Cash in the Wallet & Apple Pay area inside the Settings app.

You'll need to verify your identity.

Kif Leswing/Business Insider

You'll have to confirm your legal name and address and type in the last four digits of your Social Security number.

You'll also have to agree to Apple's terms and conditions.

Kif Leswing/Business Insider

According to those terms, Apple is partnering with Green Dot Bank to provide Apple Pay Cash.

It's free to send money via Apple Pay Cash — but only if you use a debit card.

Kif Leswing/Business Insider

If you pay with a credit card instead, Apple will charge 3% a transaction.

Instead of having Apple Pay Cash pull from your credit or debit card each time you make a transaction, you can put some money into your Apple Pay account via one of your linked bank accounts and draw from that.

Here's what it looks like when you send or request money.

Kif Leswing/Business Insider

The service asks you to confirm the payment before you make it.

Avery Hartmans/Business Insider

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